Major insurance leader seeks a Pre-ASA/ASA (3+ exams, 1+ yr) as Senior Actuarial Associate. Develop annual pricing strategy, support development of new pricing metrics and report processes, and assist with new product development within Group Insurance. Participate in development of pricing strategy including collaboration with senior leadership. Provide support on projects related to quantification of financial performance. Develop tools to facilitate underwriting decisions and drive profitability.
National insurance company has opening for an Assistant or Associate as near Tax Compliance Actuary. Create 7702/A. replacement product tax specifications, as well as new formulas for new products. Interpret product taxation to new and unique product features. Responsible for Guideline Premium Forceout inforce cases and maintenance of 7702/A specifications. Solid technical writing skills for Disclosures. Life insurance product knowledge.
Managed healthcare provider seeks Pre-ASA/ASA (2-4 exams; 3+ yrs) as Senior Actuarial Analyst. Conduct analysis and data development, for broad range of financial and actuarial functions including: product pricing and rate reviews, financial planning, trend analysis, product development, provider reimbursement, fee schedule development, provider risk analysis, and medical cost containment analysis. Thorough understanding of health insurance industry with proficiency in relational databases, data warehouses, Excel, and statistical modeling, strong interpersonal skills.
National insurance Company has a position for a Quantitative Modeler/Associate Actuary. Drive forward all aspects of model platform modernization efforts, in terms of core actuarial modeling and in areas such as model and data management, batching, reporting and data analysis. Support and maintain RSD’s Fixed Index Annuity (FIA) hedging models and assist with implementation of new hedging requirements. 5 or more years of financial modeling experience. Strong knowledge of capital markets, valuation methods, financial reporting and accounting principles.
Managed healthcare organization has opening for Health Care Analyst (2+ yrs). Participate in all aspects of projects from planning, designing, implementing, and presenting findings. Topics of focus include trend analysis, product development, provider reimbursement analysis and financial planning. Day-to-day work combination of new projects, maintaining existing projects, and standard reporting. An understanding of the health insurance industry is preferred.
Managed healthcare organization has a position for Financial Planning Analyst-Reporting (5-7+ yrs). Provide division financial support, financial modeling, complex analytics to report on trends of variances to internal and external constituents. Perform variance analysis against plan and forecasts. Responsible for leading key initiatives and process improvements. Assist in preparation of the Senior Products Provider P&L's. Lead preparation of budgets & forecasts and provide process documentation and oversight. Establish monthly Provider and divisional P&L variance analysis. Previous Healthcare, Insurance or related experience. Experience with budgets, planning, and forecasting of P&L's.
Evaluate and recommend modeling strategies, to find solutions. Support company activities around model risk, model documentation and model consistency. Contribute to the enhancement of the Moses asset, liability and hedging models. Evaluate a successor to Moses. Support the maintenance and development of other models. (ASA). 3+ years of actuarial or financial modeling experience, fixed, indexed or variable annuity product lines. Experience with valuation requirements, financial reporting and accounting principles.
Managed care Company seeks an ASA (3+yrs) as Associate Actuary Medicaid. Conduct analysis, pricing and risk assessment to estimate financial outcomes. Manage health plan specific needs and produce reports to aid in developing corporate strategy. Serve as main point of contact for an assigned health plan and develop probability tables based on analysis of statistical data. Analyze impact of legislative changes and analyze and evaluate required premium rates. Assess cash reserves and liabilities enable payment of future benefits.
Financial services organization seeks a Pre-ASA (3+ exams-3+ yrs) to assist in creation and maintenance of AXIS actuarial models for newer Term business to test AG-48 reinsurance deal functionality; Integrate reinsurance deal functionality with base model. Customize AXIS reports and reporting tools to produce required model output. Responsible for ongoing model maintenance, version upgrade, model enhancements, model documentation. Term experience preferred. Model development or modeling experience required. Experience in multiple actuarial/accounting methods. Actuarial software skills and spreadsheet and database capabilities needed.
Major insurance provider seeks Pre-ASA (1+ exam) as Actuary Associate. Exposed to, financial Reporting, Actuarial Valuation, Modelling, Experience Studies, Actuarial Product Pricing, Pension Risk Transfer, Annuities. Compile, analyze and make inferences based on large data sets. Support coding, development, testing and documentation of actuarial models. Proficient of Microsoft Excel and programming skills (VBA, Python) will be an asset
Leading insurance Company seeks Pre-Asa (1+ exam) as Actuarial Associate to develop experience studies for various assumption sets relating to inorganic and organic transactions. Track and report experience of assumptions to validate current pricing assumptions and emerging profitability trends on existing business. Perform data analysis to assist in development of transaction specific best estimate assumptions. Maintain and document assumptions, pricing standards and actuarial models.
Life insurance provider seeks a Pre-ASA (1+ exams) as Student Actuary. Provide analytical and clerical support for Actuarial and other departments. Assist with monthly, quarterly, and annual financial reporting requirements. Assist with rate increase filings, rate certification filings, and state surveys. Conduct, and present results of, experience studies. General insurance knowledge. Computer skills required.
Leading insurance Company seeks a near to new ASA (3+ exams/2+ yrs) as Actuarial Associate to performs tasks for use in statistical analysis. Exposure to a wide range of actuarial functions including Financial Reporting, Actuarial Valuation, Modelling, Experience Studies, Actuarial Product Pricing, Pension Risk Transfer, Annuities, Accountabilities. Support coding, development, testing and documentation of actuarial models.
Global insurer wants a Pre-ASA responsible for the model validation function and model governance, compliant with company’s policies and procedures, for all actuarial models. Support the Sr. Assistant Actuary and VP & Corporate Actuary in execution of corporate actuarial deliverables. Review and analyze models built using MG-ALFA, GGY Axis, Excel, SQL, Review production metrics and to ensure appropriate controls and validation. Support the building and maintenance of custom testing models as needed. Minimum of 3 years of life insurance/actuarial experience. Term and Secondary Guaranteed UL experience preferred. Pension Risk Transfer (PRT) experience is a plus. Model development or modeling experience required.
Major insurer seeks a near to new ASA (5 exams, 3-5+ yrs) as Associate Life Modeling. Maintain and improve Life models used for quarterly GAAP reporting, principle-based reserving, asset-liability management, cash flow testing, excess reserve financing, and economic capital. Responsible for aspects of model development and risk management. Take lead on addressing business unit and corporate modeling requests. Develop, document, and incorporate requests into MG-ALFA. Life product knowledge and proficiency in MG-ALFA.
Top financial services provider seeks ASA to be responsible for supporting the development of the Group Protection financial plan. Creating/maintaining projection models and developing assumptions consistent with the strategic direction of the business. 3 - 5+ Years’ experience. 5-8 Exams.
Leading insurance company needs an actuarial associate to support analytical work such as: model development, product development, pricing, experience studies, valuation, or risk management. (Level 2) Audits data to be used in actuarial models. Develops profit indicators. Performs statistical analysis. (Level 3) Identifies emerging trends or assumptions used for modelling pricing strategies. Prepares filings and financial statements. (Level 4) Identifies emerging trends / issues. Works with State and Federal regulators. Validates actuarial models. Proficiency with actuarial systems and Excel.
Premier insurance provider seeks an ASA to perform Economic Value and Economic Capital calculation for annuities. Develop sensitivity shocks and diversification factors to capture risks for new and inforce products. Calculate and report economic capital by risk factor, line of business and product level. Participate in the determination of and reporting of VNB for RSD’s new and inforce products. Performs modeling of annuity product liabilities and asset portfolios. Support the development of projection models. General understanding of annuities and capital markets.
Global insurance leader needs an entry-level member of their Product Development team. Provide mathematical and technical support in the development of insurance products: pricing assumption development, asset and liability modeling, risk management analysis, and predictive analytics, marketing, legal, operations, investments, risk, and IT to develop and launch innovative solutions. Minimum one SOA exam. Proficiency in MS Office, spreadsheet and database applications.
Regional healthcare provider needs ASA (Pre) to prepare Medicare Advantage bid. Junior analyst direct report. Experience developing and submitting bids. Work on core actuarial functions: Pricing, Reserving and Forecasting. Develop solutions to quantitative problems and oversee daily operations of staff. Collaborate understanding of workflows and improve cross-departmental communication. Data analysis experience at a decision-making level. Project management skills. 10 years’ experience.
Regional healthcare provider is looking for analyst with SAS and SQL skills that has experience in healthcare. Role is across all lines of business, including Commercial, Medicare, Medicaid, and Reserving.
Global consulting firm needs ASA to design and execute scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives. Perform managed services for financial reporting of Variable Annuities, including GAAP and Statutory valuation. Merger and acquisitions – due diligence including review of assumptions, risks and operations of all Annuities business. Build stochastic models for risk-based capital impact analysis. Modeling experience in life insurance, risk management or investments. Understanding of capital markets and modern finance concepts. Proficiency in Excel and VBA.
Fast growing insurer wants an ASA (6+ yrs) to lead and rapidly growing. Lead the quarterly production of cash flow testing, Bermuda Economic Balance Sheet (EBS), and Embedded Value modeling. Support the Approved Actuary and the finance team on the annual regulatory filing. Development and maintenance of quantifying and communicating the actuarial risks of the liability portfolio and work with asset and risk management team to build out the ALM function. Experience with reserving guidelines for life and annuity products, and modeling assets and liabilities. Experience with cash flow testing and/or Embedded Value.
Global consultancy needs an analyst. Responsibilities include plan design and contribution modeling, rate setting, budgeting/forecasting, administration of RFPs, reporting and project management. Develop and utilize actuarial models; analyze healthcare costs and utilization data; develop reports; participate in client calls/meetings; support project management. Proficiency with spreadsheets and database applications and an understanding of programming (SAS/SQL).
Premier insurance company needs an actuarial Associate in Life Solutions Pricing. Assist with due diligence on desired life reinsurance opportunities. ASA, 4+ years of experience. Preferred: UL or ULSG life insurance valuation, modelling or pricing experience.
Global insurer seeks a near to new ASA to assist with quarterly valuation and ongoing analysis of inforce life business. 1-4 years of experience. insurance experience, excellent programming skills.
National insurance provider seeks Pre- ACAS/ACAS (2-4+ yrs; 1-3+ exams). Analyze and review reserves and non-forfeiture values of new and existing products. Perform research, experience studies and other statistical analyses. Provide actuarial information related to financial statements, tax returns, and/or risk position. Compile, evaluate, and certify statistical data
National insurer seeks a Pre-ASA (1-3 yrs; 1+ exams) as Valuation Actuarial Analyst to support valuation of indexed annuities for GAAP, Statutory and Tax reporting. Update and maintain indexed annuity valuation models in Polysystems. Prepare monthly GAAP and Statutory financials communicating results to management. Strong Microsoft Excel background.
National life and annuities provider seeks a Pre-ASA/ASA (3 exams, 2+ yrs) as Associate Model Development. Support model development and regulatory requirements, financial reporting and management information. Implement modeling software changes and improvements; familiarity with coding required.
Large global financial services leader seeks a Pre-ASA/ASA (3+ exams, 5+ yrs) as Actuarial Assistant. Assist in creation, modification, and maintenance of pricing and production actuarial models for capital solution/financial reinsurance deals & modeling and analytical support of financial reinsurance deal pricing. Assist in developing and maintaining reinsurance functionalities within ALFA Term and UL models. Provide modeling support during pricing and implementation stage of reinsurance deals. Term and/or UL experience preferred & model development experience required. Experience in multiple actuarial/accounting methods.
Leading insurance company seeks an ASA (3+ yrs) as Associate Actuary, Model Development, Long Term Care. Maintain and improve liability and asset actuarial models in GGY AXIS. Make model improvements, create ad-hoc models, model sensitivity scenarios, calculate LRT margins and perform stepwise margin impacts. Collaborate with Projections, Valuation, IT, Investment and Asset teams. Create, maintain, and improve model documentation for liability and asset models. Experience using GGY AXIS or similar actuarial modeling software. Knowledge of Valuation, Modeling, Projections or Experience actuarial processes.
Top financial services provider seeks Pre-ASA/AA (1-3 yrs; 2-3+ exams) for rotational assignment to join Individual Annuities Actuarial team. Assist in development of actuarial models to support financial reporting. Leverage models to analyze results that drive appropriate business decisions. Conduct experience studies & monitor policyholder data to inform business decisions. Assist with annual assumption setting process.
National financial services leader seeks Pre-ASA/ASA (1-3 yrs; 2-3+ exams) for rotational assignment to join Retirement Plans Actuarial team. Assist in development of actuarial models & prepare division financial reports. Analyze financial performance pf division operations.
Global consultancy seeks a Pre-ASA/ASA (1+ yrs) as an Actuarial Analyst. Contribute to client projects, update spreadsheets, program and check code. Review, organize and analyze statistical data; develop and utilize actuarial models; analyze healthcare costs and utilization data. Proficiency with spreadsheets and database applications, and an understanding of programming (SAS/SQL).
Growth-oriented life insurance company seeks an Pre-ASA (2+ yrs) as Pricing Actuarial Student Associate, Pricing Actuary. Perform pricing and analysis of M&A transactions and support in force management. Work closely with the Chief Pricing Officer. Experience with Excel, computer programming. Insurance acquisition (appraisal, due diligence) experience. Product knowledge of traditional individual life insurance, universal life, deferred annuities, payout annuities.
Premier healthcare provider seeks a Pre-ASA/ASA (2+ yrs, 3+ exams) as a Senior Actuarial Analyst. Assist in financial analysis, pricing risk assessment and with developing probability tables based on statistical data. Evaluate required premium rates & assess cash reserves and liabilities.
Global insurance provider seeks ASA (1-5 yrs). Some health insurance modeling/experience preferred. Rotational position. Assisting the VP & Actuary in the management, financial reporting, and forecasting of the Health and Special Risk business. Develop, maintain, and run models for use in forecasting, financial reporting, calculation of economic capital, and determination of embedded value. Assist with quarterly financial reporting. Minimum of two actuarial exams from the Society of Actuaries with the intent to be credentialed. Knowledge on IFRS and Solvency II reporting. MoSes experience.
Premier insurer needs Analyst to assist with ALM risk management processes including: product pricing, hedging, rate setting, index caps and dividend scales. Assist with analysis of risk mitigation solutions for both assets and liabilities & with the design and development of ALM Risk Reporting. Experience with various data analytics, business intelligence, and financial software & MG-ALFA or other actuarial projection software.
Employee Benefits Consultancy seeks a Pre ASA/ ASA as a student actuary to support. Health Team.
Leading provider of financial services needs a Systems Actuary (5+yrs). Assist clients on how to best use and deploy risk management solution suite, including infrastructure, public cloud deployment, data management and workflow automation. Join other business unit for comprehensive demonstrations and interface with product management. Identify and qualify clients’ business and technical requirements. Substantial life insurance experience and client facing activities.
Premier insurer seeks Pre ASA/ASA (1+ exam) as Actuarial Analyst to join Corporate Enterprise Risk Management Team. Assist with reserve calculation and risk management work. Provide support to Appointed Actuary and Deputy Appointed Actuary in carrying out corporate oversight of statutory valuation of liabilities. Develop, enhance, maintain, and execute models designed to measure financial risk for in-force products and business projections.
Global financial services provider seeks Pre-ASA/ASA/Recent FSA (1-4+ yrs) as Assistant Actuary. Analyze results reporting and be middle man between IT and actuarial. Implement and run a new coding language. Develop and manage projects, analyze results and provide recommendations. Strong technical experience.
Large financial services provider seeks an ASA (4+ yrs) as Actuarial Consultant. Coordinate, prepare, and perform actuarial analyses to assist in development of complex actuarial formulations. Compile, categorize & analyze data. Lead Illustrating/reproposals for products and testing illustration software. Build, maintain and run Actuarial, Projection & Valuation Models. Perform financial reporting & analysis.
Global financial services provider has an opening for an Actuarial Assistant, Corporate Actuary. Assist in creation and maintenance of AXIS actuarial models for newer Term business. Documentation and control of all the model development activities, may also backup AXIS model developer. Model development or modeling experience required. GGY AXIS experience is key.
Global insurer seeks Pre-ASA/ASA (3+ exams, 3+ yrs) as Actuarial Assistant, Valuation. Compilation and trend analysis of reserves and related financial information as part of regular valuation process. Compile and calculate reserves according to GAAP, Statutory and tax accounting requirements and actuarial principles. Maintain documentation of valuation procedures and perform reserve trend analysis.
National insurer has an opening for a Product Analyst. Provide technical support in maintenance and enhancement of product value spreadsheets. Accountable for research and analysis of policy information to calculate issues on inforce policies. Assist Product Implementation team with developing system specifications, testing product values and resolving any discrepancies. Experience in statistical or data analysis or background.
National insurance company seeks a Pre-ASA (1+ exam) as Actuarial Student – Corporate Actuarial Modeling. Assist with modeling, data analytics, product development and/or financial reporting. Develop basic working knowledge of products & basic knowledge of assumptions required for calculations and modeling.
Global insurance company seeks a Pre-ASA/ASA (4+ exams, 2+ yrs) as Senior Actuarial Assistant, Valuation. Focus is on US GAAP reporting and planning. Produce and analyze important metrics, including US Statutory reserves, Tax, Solvency II, ORSA, Cash Flow Testing, Economic Capital, and Embedded Value. Provide general valuation, financial analysis, and project assistance. Experience in life insurance/reinsurance. Experience with actuarial valuation or pricing models.
Major insurer seeks an ASA (3 + years) as an Actuarial Associate. Build and maintain actuarial models to analyze profitability of existing and potential reinsurance transactions. Maintain and actuarial assumptions, pricing standards and models. Projection and valuation software experience MG-Alfa preferred. Experience in product development, pricing of fixed rate and indexed annuities preferred.
National heath & benefits provider seeks a Pre-ASA/ASA (1+ exams, 1+ yrs) as an Actuarial Assistant. Support Commercial Actuarial & Risk Leader on pricing, product development, and other commercial products. Perform financial and non-financial analyses.
Financial services leader seeks an ASA/FSA (3+ yrs) as an Assistant Actuary – Modeling and Systems group. Manage projects, analyze results, and provide recommendations. Research support: pricing; hedging and risk mitigation methods; & valuations. Prepare financial reports and experience studies. Assist in development of pricing, projection or valuation assumptions.
Global insurer seeks a Pre to Near ASA (4+ exams, 2+ yrs) as an Actuarial Associate – ERM. Identify, aggregate, and report on key risk capital indicators in support of overall capital modelling. Implement and coordinate effective reporting production processes. Excellent data-manipulation skills.
Property & Casualty leader seeks a Pre-ASA/ASA as Actuarial Analyst – Product Development. Updating existing spreadsheets, & new spreadsheets. Review cash flow projections of annuity products.
National insurer needs near to new ASA (3+ yrs) as Actuarial Associate. Maintain computer programs (pricing & illustration models) to model features and benefits of new and existing products. Update & maintain TAS asset/liability models for designated life and annuity products.
Global consultancy seeks a Pre-ASA/ASA (2+ exams, 2-4 yrs) to focus on construction of financial models, mergers and acquisitions, embedded value, risk management, economic capital, product pricing, ALM, and GAAP and statutory valuation. Experience with actuarial pricing and projection systems. Modeling background.
Diverse insurance organization seeks a Pre/New ASA (2+ yrs).
Financial services company seeks a near to new ASA (2+ yrs) as Life Valuation Actuarial Manager. Project future earnings and capital of life products using Polysystems software. Quarterly financial reporting for Traditional Life products. Provide support for implementation of new products.
Insurance leader seeks near to new ASA (1-2+ yrs) as Actuarial Analyst, Model Development. Maintain and enhance valuation and projection models for Universal Life Insurance business. Produce documentation of results and testing for model changes. Strong modeling skills.
Regional health services provider seeks an Analyst. Build/maintain/improve benefit pricing model as well as Medicare bid work. Some programming experience.
Global consultancy is looking for a Healthcare Data Analyst. Work with consulting actuaries to develop actuarial models & analyze healthcare cost and utilization data. Provide statistical analysis of large, complex datasets. Develop and implement statistical analysis plans. Produce sophisticated code and sound statistical reports. Experience in statistical analysis and/or regression analysis.
Global consulting firm seeks a Pre-ASA (2+ exams). Assist consulting actuaries with use of actuarial models for pricing, reserving, and forecasting. Review & organize statistical data; & develop actuarial models; analyze healthcare costs and utilization data.
Seeking Actuary to join the Life Insurance Division. As part of the Modeling Team. Responsible for updating assumptions inputs and running financial projections on MG-ALFA actuarial modeling system. Solid modeling experience in MG-ALFA. Solid programming experience. Exposure to individual life insurance product features and mechanics. 2+ Society of Actuaries exams.
Major reinsurer is looking for an experienced life insurance actuary for a “hands on” position. Broad spectrum of actuarial tasks and projects. Calculating statutory, GAAP and tax reserves. Modeling future cash flows for financial projections and Embedded Value & analysis of quarterly and annual financial results. Understanding of reserving methodologies. Knowledge of US statutory valuation laws, regulations and actuarial guidelines. Experience with valuation systems.
National life insurer seeks Pre-ASA/ASA (3+ exams, 2+ yrs) as an Actuarial Assistant – Life Product Development. Assist in development, implementation, and support of new and in-force products. Perform profit testing and analysis & document pricing assumptions and profit results. Support inforce product initiatives.
Health consulting provider has an opening for a Statistical Analyst (3+ yrs). Responsibility for 3-4 projects simultaneously. Develop statistical models. Research and ad hoc statistical analysis. Develop generalized linear models and predictive models. Experience in statistical analysis and predictive modeling required.
Global consultancy seeks a Pre-ASA/ASA as an Actuarial Analyst. Data analysis for various health insurance areas, such as Medicare, Medicaid, & Pharmacy. Consulting activities include Pricing, Reserving, Financial Projections, and Mergers and Acquisitions. Direct projects.
National insurer seeks a Pre-ASA (2-5 exams; 2-3 yrs) as an Actuarial Assistant. Develop premium, dividend scales, reserves and non-forfeiture values for new and existing plans. Perform experience studies & statistical analysis. Knowledge of insurance industry.
Major reinsurer seeks a Pre-ASA (3+ exams, 3-5+ yrs) as Actuarial student to support expanding corporate actuarial area. Calculate statutory, GAAP and tax reserves, including the maintenance of valuation systems. Model future cash flows for projections and Embedded Value. Understanding of products and reserving methodologies.
Large financial services provider needs 2 Pre-ASA students (2-4 exams) as Actuarial Assistant. Variable Annuity valuation or Universal Life valuation teams. Maintain computer programs to model features and benefits of new products. Update the asset/liability models for designated life and annuity products. Perform profitability and risk management analyses.
Top financial services organization seeks a Pre-ASA/ASA (3-6 exams, 3-5+ yrs) as a Quality of New Business Associate Actuary. Produce quarterly assessment of new business profitability. Analyze differences between prior periods, product development profitability reports, and financial plan new business profitability. Reconcile sales data, review valuation/pricing assumptions.
Leading financial services provider seeks a Pre-ASA/ASA (3-6 exams, 3-5+ yrs) as an Associate Actuary. Responsible for the analysis and implementation of reinsurance on Individual Life products. Rotational program including financial reporting and planning, valuation, pricing and product development.
Major national insurer seeks a Pre ASA/ASA (4+ exams, 2+ yrs) as Senior Actuarial Analyst – Retirement Solutions Division. Generate quarterly Statutory and GAAP reserves and DAC for the company's annuity products. Implement data controls and system improvements related to the quarterly and annual valuation. Maintain analytic tools to help understand Statutory and GAAP results.
Premier national life insurance provider seeks a Pre-ASA/ASA (4+ exams, 2+ yrs) as an Actuarial Analyst – Modeling team (Projections and Planning). Participate in financial projection projects supporting planning and long-term profitability management, GAAP reporting, sales illustration compliance, and asset & liability management. Individual life product exposure.
Global insurer seeks an ASA/FSA (3+ yrs) as Senior Actuarial Associate. Price reinsurance opportunities, recommend assumptions, and execute pricing models. Establish dataset hand-off process to Corporate. Modeling experience.
Global financial services provider seeks a near to new ASA (3+ yrs) as a Senior Actuarial Risk Analyst. Monitor effectiveness and propose improvements of current mortality reinsurance programs. Assist risk team on production of risk management and enterprise risk reports. Strong insurance background.
National insurer seeks pre-ASA/ASA (2+ exams, 1-3 yrs) as Actuarial Analyst. Maintain Actuarial models used to produce reserves, & financial projections. Assist with financial scenario analysis and annual experience studies used to set assumptions.
Premier insurer seeks a Pre-ASA (3+ yrs, 3 exams) as a Sr Actuarial Analyst. Implement experience study platform upgrade to PolySystem’s Measure. Perform experience studies: mortality, surrender/lapses, expenses, etc. Maintain documentation for experience study reports and procedures.